Getting a Home Loan in Las Vegas – Q&A With a Local Expert Mike Cornachio

Recently I met with Mike Cornachio, Branch Manager and Loan Officer with local lender Castle & Cooke Mortgage, and discussed some tips in getting a home loan. We covered a variety of items (credit requirements, job requirements, timeline, etc.) and we decided to film a little Q & A segment to help Buyers out there with the process of applying for a home loan.

Mike has helped numerous clients of mine in the past and not only does he have access to some of the best interest rates around, his fees are some of the lowest offered!


We’ve been helping more and more of our Buyers with new construction home purchases lately. The continued lack of resale inventory simply is making the American Home Buying Dream into a discouraging nightmare. The continued lack of home supply is simply not keeping up with the demand. Not to mention that many of the resale homes on the market are in need of repairs and remodeling which can be quite expensive and intimidating. It makes the beauty of and ease of a buying new construction that much easier when having the right REALTOR® representation.

Working with the various Builders in Henderson, we know the communities, pricing, floor plans, sizes, and most importantly the Current Builder Incentives! The best part is just like when buying a resale home our service and help representing you as a buyer is absolutely free! No broker fees, transaction fees, or commissions are paid by you.

Below is a link to a recent Las Vegas Review Journal article discussing the massive increase in new home sales to start off 2017. It seems that the secret is out with buying a Brand New Construction Home! Contact us today to get started finding your New Dream Home!

-Mike Rebarchick

The Power of Video

If you’re familiar with our Blogs/Facebook/Twitter posts, you know that I use my Youtube videos to market and promote but to also educate Buyers and Sellers. One particular video I did last year about The Home is Possible Grant for free money for your home down payment has now been seen by over 1,000 people! If you haven’t seen it already, here it is! Keep in mind that the program is still going strong and now offers down payment money for Conventional, FHA, & VA Home Loans! Contact me today to get started! You can call or text (702) 501-8726 or email me at

Episode 3 of “Moving to Lennar Aventine”

One more week of progress and it couldn’t come any sooner….this hotel life is getting really old! Luckily our new home and the Aventine community is nearing the home stretch. Since Episode 2 they’ve installed the drywall, door frames, and added the stucco to the exterior. It looks like a home! Check out the latest video and as always, contact us to BUY or SELL in Southern Nevada!


Week 2 of living with our family of four in a cramped hotel room while our home in the new Lennar Aventine Community in Henderson is nearing completion! Luckily in this last week they’ve wrapped the house prepping it for the stucco! Watch the video to see for yourself how it’s coming along as well as the details on the front and back balcony feature!

For more information on Buying in the Community, be sure to contact us today!

Pied Piper Leading Californians to Southern Nevada

Californians moving to Nevada

End-of-the-year typically means that folks review their expenses for the past twelve months, and many try to come up with a strategy to save money in the upcoming year. It makes for one of the more popular New Year’s Resolutions!

In 2015 there’s even more reason to try to save. The cost-of-living is increasing everywhere (some places more than others).  I won’t get into the politics of things but, with one of the biggest budget-busters being the rising cost of health insurance (rates are tripling for many people!) effective 1/1/2015, many are left trying to come up with a strategy to afford and maintain their lifestyle.

I know planning a move around the corner, across town, and especially to a new state sounds worse than a trip to the dentist, but consider the incredible savings of moving to Southern Nevada…

For this exercise I’m going to use the example of moving to Nevada from California. Full disclosure: we loved living in the Los Angeles area from 2005-2007 but it was extremely expensive, which led us to relocate back to the Las Vegas valley — specifically the Henderson area. Having this unique perspective and ability to compare living in the two states helps to make my point even stronger.

Never mind that Nevada’s property tax and sales tax are less than California’s, but remember that we don’t have a STATE INCOME TAX! That’s not a typo… and it’s just one reason why CA residents are flocking to Nevada!

While Californians are “enjoying” paying 6% – 12.3% of their income to the State of California (2% if living in poverty and up to 13.3% for the ultra wealthy), our state income tax is $0/zip/nada/none/the big goose egg… you get the idea.

With our median house price still low (currently at just $199,000) imagine how far your extra money could be stretched. You’ll get a newer home, in a newer neighborhood, that offers newer schools and newer (often much nicer) amenities. The cost of living is already less… now factor in the savings on eliminating that nasty CA state income tax.

You’ll get to save and reinvest your hard-earned money into your own home, retirement, stocks, bonds, investments, etc. If you’re retired, or planning to retire soon, the benefits of coming to NV are especially strong. It’s truly an amazing opportunity!

If you’ve had enough of that type of overly-expensive lifestyle, I encourage you to research moving to Southern Nevada and especially the Henderson/Las Vegas areas. You’ll have many of the benefits of living in California — including beautiful parks, great hiking trails, world-class golf options, year-round warm weather, among others — but most importantly you’ll save a lot of money!

Update 1/15: A new report has just been released — the 2014 Annual National Movers Study — showing that Nevada is once again one of the top “inbound” states for relocations! More here: Study shows more people are relocating to Nevada

Contact us today to learn more about the benefits of moving to beautiful Southern Nevada.

Movoto’s Best Places to Live in Nevada: Vegas, Henderson & Boulder City Rank Near Top

Henderson Nevada's Lake Las Vegas communityNot long ago they ranked Nevada’s ‘safest’ cities… and somehow ended up with North Las Vegas ranked above Elko. Now real estate supersite is back at it again, releasing a new list of the ‘best’ cities in the Silver State on Monday.

Fortunately for us, Southern Nevada is well represented in the top 6 spots.

Movoto’s researchers looked at many different statistics to compile their list, including things like weather, air quality, amenities, cost of living, average commute times, household incomes, crime rates, taxes, unemployment rates, and a few others. In the end, Boulder City was ranked at #3, Las Vegas at #4, and Henderson wound up at #6.

North Las Vegas also squeaked into the Top 10, finishing at #9.

Not surprisingly, Lake Tahoe’s picturesque city of Incline Village was ranked at #1. And, kind of surprisingly, the tiny town of Gardnerville came in at #2. Our own Boulder City, with its low crime rate and marvelous amenities, rounded out the Top 3.

Vegas obviously has the most amenities of anywhere in the state, but its higher crime rate pushed it down the list a bit. Interestingly, because it’s an unincorporated community and technically a separate ‘city,’ the south Las Vegas neighborhood of Arden actually tied with Las Vegas for the fourth spot on the list.

Weird, I know… 🙂

In more good news for Southern Nevadans, Summerlin South managed to have the lowest overall crime rate in the entire state, according to Movoto’s statistics. Long commute times, however, relegated it to the number 16 spot on the list.

Check out all the rankings below:

List of Nevada's Best Places to Live, by


Some of those numbers look a little suspect to us (especially those ‘Quality of Life’ scores) but, overall, it’s a good effort to compile a ton of statewide data.

More here: LVRJ: Las Vegas ranked as Nevada’s No. 4 most livable city

What do you think about this ‘Best in NV’ list? Be sure to leave your comments below!




Beautiful photo of Henderson’s Lake Las Vegas community by Ed Schipul